Long-Term Care Insurance
What is Long-Term Care Insurance?
Long-term care insurance refers to coverage for a wide range of personal care, health care and social services for people of all ages who can no longer care for themselves. Under long-term care, individuals receive assistance with normal activities of daily living, such as eating, dressing, and getting in and out of bed.
Types of Policies
There are two, separate long-term care policies offered by the Commonwealth:
- Administered by the Long-Term Care Group, Inc. through the Virginia Retirement System (VRS) and part of the Virginia Sickness and Disability Program (VSDP), an automatic long-term care program is provided to full-time and part-time faculty and classified staff who participate in VSDP who receive a $96 per day, employer-paid benefit with a maximum lifetime benefit of $70,080. Most employees who are enrolled in the VRS retirement plan are also enrolled in VSDP. Please visit the Virginia Sickness and Disability Program (VSDP) page for more information.
- A voluntary program insured by Genworth Life. Employees working at least 20 hours a week and their family members are eligible to enroll. Please visit Genworth's website or call 866-859-6060 for more information.